If you are in your 20s – 50s, are healthy, and are looking for a financial tool that will provide you with security, good growth on your money and tax-free income, an indexed universal life insurance policy may just be what you have been searching for. If so, explore this possibility with an experienced, trustworthy agent who will be able to answer your questions.
Long-term care insurance protects one’s resources. In addition, purchasing a long-term care policy preserves one’s choices. But long-term care insurance can be pricey; are there less expensive options? Yes. There are a couple of options with a provision for long-term care coverage—life insurance and annuities.
Term insurance definitely has its place in life planning—and what will eventually occur at the end of that life—but it is not for everyone. Though term life insurance is the lowest cost life insurance available today, there are only a few scenarios in which it may be a good buy for you. Here is the way it works.
So, to what are people referring when they speak of the Medicare Part D donut hole? The donut hole, also known as the coverage gap in Medicare circles, occurs after someone with a Medicare Part D drug plan has hit a certain spending limit on their prescription costs. When that limit is hit, then the costs go up for the person with the Part D plan. So, let’s see exactly how that works.
Apparently, Medicare does not believe that teeth are part of one’s body. Why do I say that? It is because Medicare does not provide dental coverage. So you will need to find dental coverage elsewhere.
Which is the best Medicare Part D prescription drug plan? Here is how to find the best Medicare Part D prescription drug plan for you and save money!
Over the past several years, I have received endless questions about Medicare; but, probably, the most-asked question deals with Medicare Part B—more specifically: Do I need to enroll in Part B? The correct answer to this question—for you—is absolutely critical. For, if you don’t have the proper understanding to this query, it cost you a...
There is soooooo much confusion about Medicare today. Though I have met with hundreds upon hundreds of people to help them with Medicare, I don’t believe even one of them fully understood how Medicare works before I explained it to them. Therefore, if you are among the masses of confused about Medicare, don’t feel bad....