Disability Insurance provides cash benefits to replace lost income and cover medical expenses. There are two types of Disability Insurance: short-term and long-term. Short-term disability is generally recommended for individuals who are earning a significant portion of the household’s income. This coverage can protect major assets, such as homes and vehicles, from falling into foreclosure in the event the insured individual is forced to stop working.
Long-term disability insurance is designed to protect individuals and families against financial hardship when a loved one requires ongoing medical care, typically as a result of illness. Long-term DI is recommended for individuals entering retirement. Planning for unforeseen circumstances is one of the most important wealth and well-being considerations to make when exiting the workforce.
What we do
- Help select the right coverage and services to meetyour goals.
- Handle all of the legwork involved in obtaining coverage.
- Keep you up to date on changes and notify you when your options have changed.
John was very kind and explained everything to me in words that I could understand .i would recommend his service to... anyone seeking insurance.read more
Very easy transition into Medicare. John explains to were you can understand and does all the work for you.
genuine care and compassion for clients . Listens and offers plans suitable for each individual. Thank you
John was very prompt in responding to my initial call regarding Medicare and was willing to travel from Tyler to... Longview to meet in person. His knowledge of Medicare and supplemental plans gave me confidence that I have the right coverage and his assistance simplified the signup process.read more
I didn't know how to proceed with my medicare and a supplement so I did a Google search found John he had really good... reviews came out to our house explained everything I needed to know and now my supplement pays the majority of my plan B Medicare very happy we found John as are agentread more
Since retiring, I have come to regard John Claeys Group insurance services as a trusted authority. John's personal... engagement with clients is exceptional, as evidenced by his prompt responses to questions and his ability to resolve issues with insurance providers and the Medicare system. My wife and I feel confident in his service. I highly recommend him to anyone seeking expert insurance guidance. His professional approach and in-person meetings are distinct advantages.Peter C Damronread more
John was a tremendous help with my process of signing up for Medicare. He was patient with my many questions and even... provided step-by-step instructions and links to what I needed to do to sign up. He basically did all of the research to find the best drug and supplement plans for me, and explained all of it in terms I could understand. At the time I called him, I was feeling pretty overwhelmed by the choices. He quickly responded to my emails and calls and knows Medicare inside out. He made a process I was dreading into no problem at all, and I truly appreciated his assistance and his friendly, gracious honesty. I believe he truly cares about the people he is helping and wants the best for his customers. I highly recommend him for anyone who needs help with the Medicare process. Thank you, John!read more
John is very professional & helpful in explaining insurance. He works to get a good price & what will benefit you the... most. I would highly recommend his services.Christine Hancockread more
John Claey is the consummate professional who knows the insurance business inside and out it seems to me based on my... experience and he's been very helpful in setting up my insurance program for secondary Medicaid assistance. It's my good fortune to be associated with him and will continue to do business in the future. Sincerely Harry Milnerread more
Very happy with Mr. Claeys. He is very helpful and got all of our insurance set up. Would definitely recommend his... services.read more
John was very pleasant and helpful with us choosing a great plan that fits our needs!! Highly recommend!!!
I thought I could manage signing up for Medicare myself. But it just raised more questions. John Claeys really helped... me negotiate the process and made it painless! I recommend him to all my friends.read more
The Claeys Group did an exceptional job in setting my wife and myself up for Medicare program! Thank you very much!
Thank you John Claeys for all the information you gave us about the supplemental Insurance. You are the best. If you... need supplemental Insurance I highly recommend John. He is very professional and is very caring about your needs. He strives to get you the best insurance for your needs and at the lowest cost possible.read more
John was very knowledgeable regarding the best insurance for us and setting it all up.
I was looking for some help and wisdom on making a decision on Medicare and supplemental plans as well as prescription... plans. I called John and he came over and was so very helpful. One of the things I really appreciated was his patience with all of my questions. And I had a lot of them. He is available to me whenever I have a question. Thank you, John. I highly recommend him.Duaneread more
Very knowledgeable, very friendly, very helpful. I highly recommend him and his service. EXCELLENT IN EVERY WAY.
John is very helpful, and knowledgeable about the intricacies of Medicare. Also excellent communication and no sales... pressure. Highly recommend.read more
John Claeys has been so helpful and knowledgeable when it comes to understanding Medicare, the supplemental plans,... drugs plans and navigating what options are best for your financial situation. I highly recommend John for all your questions and assistance with signing up for Medicare and the associated plans.read more
If anyone needs help with their medicare or insurance needs John is your man. Anytime I have questions I can call him... and he will answer all of my calls. He takes time to explain to me my questions. Can't go wrong with John.read more
John was a true blessing! My husband and I both recently enrolled in Medicare and John walked us through the process.... He is very knowledgeable and keeps us informed of changes that could impact us. We highly recommend his service!read more
John is invaluable. Navigating insurance is difficult at best, but he made it simple every step of the way when my Mom... retired and EVERTYHING was changing. He explained our options AND found her the best deal. He also always responds to questions!read more
John Claeys with the Claeys Group Insurance Services has been extremely helpful with my freshly-retired change of... insurance. He has extensive knowledge and the gift of explanation. I appreciate so much the time and headaches he saves me!read more
Very helpful as I transitioned to Medicare. Clearly explained available options. I never felt any pressure to make... decisions before I had all the necessary informationI highly recommend John.read more
John was informative, helpful and caring. His advice was just what we needed as we started on our Medicare journey. We... would highly recommend his services.read more
We started using John's services 10 years ago. He has proven to be very knowledgeable about the ever-changing health... care rules. He made the nightmare of choosing the right medicare and supplement policy a breeze. The best part is that he doesn't disappear after you decide on a policy. He's there for the long haul and ready to help you with issues that may arise. Highly recommend his services.read more
I am so grateful I used the Claeys Group for my Medicare questions and navigation. He was so informative and helpful!!... Thanks again!!read more
John came to my business and was very helpful and friendly. Answered all my questions and helped me discover the right... options for my Medicare needs.Would very much recommend him to help navigating the process for signing up!read more
John was very kind and explained everything to me in words that I could understand .i would recommend his service to... anyone seeking insurance.read more
Very easy transition into Medicare. John explains to were you can understand and does all the work for you.
genuine care and compassion for clients . Listens and offers plans suitable for each individual. Thank you
John was very prompt in responding to my initial call regarding Medicare and was willing to travel from Tyler to... Longview to meet in person. His knowledge of Medicare and supplemental plans gave me confidence that I have the right coverage and his assistance simplified the signup process.read more
I didn't know how to proceed with my medicare and a supplement so I did a Google search found John he had really good... reviews came out to our house explained everything I needed to know and now my supplement pays the majority of my plan B Medicare very happy we found John as are agentread more
Since retiring, I have come to regard John Claeys Group insurance services as a trusted authority. John's personal... engagement with clients is exceptional, as evidenced by his prompt responses to questions and his ability to resolve issues with insurance providers and the Medicare system. My wife and I feel confident in his service. I highly recommend him to anyone seeking expert insurance guidance. His professional approach and in-person meetings are distinct advantages.Peter C Damronread more
John was a tremendous help with my process of signing up for Medicare. He was patient with my many questions and even... provided step-by-step instructions and links to what I needed to do to sign up. He basically did all of the research to find the best drug and supplement plans for me, and explained all of it in terms I could understand. At the time I called him, I was feeling pretty overwhelmed by the choices. He quickly responded to my emails and calls and knows Medicare inside out. He made a process I was dreading into no problem at all, and I truly appreciated his assistance and his friendly, gracious honesty. I believe he truly cares about the people he is helping and wants the best for his customers. I highly recommend him for anyone who needs help with the Medicare process. Thank you, John!read more
John is very professional & helpful in explaining insurance. He works to get a good price & what will benefit you the... most. I would highly recommend his services.Christine Hancockread more
John Claey is the consummate professional who knows the insurance business inside and out it seems to me based on my... experience and he's been very helpful in setting up my insurance program for secondary Medicaid assistance. It's my good fortune to be associated with him and will continue to do business in the future. Sincerely Harry Milnerread more
Very happy with Mr. Claeys. He is very helpful and got all of our insurance set up. Would definitely recommend his... services.read more
John was very pleasant and helpful with us choosing a great plan that fits our needs!! Highly recommend!!!
I thought I could manage signing up for Medicare myself. But it just raised more questions. John Claeys really helped... me negotiate the process and made it painless! I recommend him to all my friends.read more
The Claeys Group did an exceptional job in setting my wife and myself up for Medicare program! Thank you very much!
Thank you John Claeys for all the information you gave us about the supplemental Insurance. You are the best. If you... need supplemental Insurance I highly recommend John. He is very professional and is very caring about your needs. He strives to get you the best insurance for your needs and at the lowest cost possible.read more
John was very knowledgeable regarding the best insurance for us and setting it all up.
I was looking for some help and wisdom on making a decision on Medicare and supplemental plans as well as prescription... plans. I called John and he came over and was so very helpful. One of the things I really appreciated was his patience with all of my questions. And I had a lot of them. He is available to me whenever I have a question. Thank you, John. I highly recommend him.Duaneread more
Very knowledgeable, very friendly, very helpful. I highly recommend him and his service. EXCELLENT IN EVERY WAY.
John is very helpful, and knowledgeable about the intricacies of Medicare. Also excellent communication and no sales... pressure. Highly recommend.read more
John Claeys has been so helpful and knowledgeable when it comes to understanding Medicare, the supplemental plans,... drugs plans and navigating what options are best for your financial situation. I highly recommend John for all your questions and assistance with signing up for Medicare and the associated plans.read more
If anyone needs help with their medicare or insurance needs John is your man. Anytime I have questions I can call him... and he will answer all of my calls. He takes time to explain to me my questions. Can't go wrong with John.read more
John was a true blessing! My husband and I both recently enrolled in Medicare and John walked us through the process.... He is very knowledgeable and keeps us informed of changes that could impact us. We highly recommend his service!read more
John is invaluable. Navigating insurance is difficult at best, but he made it simple every step of the way when my Mom... retired and EVERTYHING was changing. He explained our options AND found her the best deal. He also always responds to questions!read more
John Claeys with the Claeys Group Insurance Services has been extremely helpful with my freshly-retired change of... insurance. He has extensive knowledge and the gift of explanation. I appreciate so much the time and headaches he saves me!read more
Very helpful as I transitioned to Medicare. Clearly explained available options. I never felt any pressure to make... decisions before I had all the necessary informationI highly recommend John.read more
John was informative, helpful and caring. His advice was just what we needed as we started on our Medicare journey. We... would highly recommend his services.read more
We started using John's services 10 years ago. He has proven to be very knowledgeable about the ever-changing health... care rules. He made the nightmare of choosing the right medicare and supplement policy a breeze. The best part is that he doesn't disappear after you decide on a policy. He's there for the long haul and ready to help you with issues that may arise. Highly recommend his services.read more
I am so grateful I used the Claeys Group for my Medicare questions and navigation. He was so informative and helpful!!... Thanks again!!read more
John came to my business and was very helpful and friendly. Answered all my questions and helped me discover the right... options for my Medicare needs.Would very much recommend him to help navigating the process for signing up!read more
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