Claeys Group Insurance recommends that new Medicare Beneficiaries researching coverage options reach out to an Independent Insurance Agency for best results. Working with an independent agency gives Medicare beneficiaries the peace of mind that they are receiving unbiased advice and the best possible coverage options.” — John Claeys, Founder/CEO TYLER, TEXAS, UNITED STATES, February 15,...
Medicare Open Enrollment period kicks off October 15 and continues through December 7. During this time-frame, most Medicare beneficiaries can make necessary changes to their health and drug coverage options. If you missed your Initial Enrollment Period in October or qualify for a Special Enrollment Period, now is your only chance to enroll for Parts...
This article discusses how to apply for Medicare in Texas and gives an overview of the Medicare application process for Texans. Over 4.4 million Texans currently enroll in Medicare, the federal health insurance program designed for people 65 or over. People younger than 65 with qualifying disabilities such as end-stage renal disease or amyotrophic lateral...
Selecting the ideal Medicare Supplement plan may seem daunting at first. With ten standardized plans available and coverage varying depending on individual healthcare needs and budget constraints, selecting one may seem impossible. There are 10 Medicare supplement policies, each offering its own set of standardized benefits (plans A through N; Massachusetts, Minnesota and Wisconsin also...
Beware of those who use Medicare to try to scam you through TV commercials, calls, emails, and texts.
Should I Enroll on Medicare? If you will soon be turning 65 but plan to continue working fulltime, you may be wondering if you should enroll on Medicare. This article will answer that question, showing what you should do regarding Medicare in your specific situation. Medicare Part A, No Part B As a fulltime worker,...
Will My Medicare Last? On a weekly basis, clients ask me about the solvency of Medicare. No, they don’t use the word “solvency,” or even words like “bankrupt,” but clients do regularly ask me my informed opinion on how long Medicare will be around—at least in the form we know it now. But, before I...
When shopping Advantage Plans, you will want to keep in mind some important keys to getting the Advantage Plan that is best for you.
We want to make a confession: We at Claeys Group have been blessed with the greatest clients in the world, or at least that is how we see it. Why do we view our clients in that way? There are a number of reasons to see our insurance clients as the greatest.
Long-term care insurance protects one’s resources. In addition, purchasing a long-term care policy preserves one’s choices. But long-term care insurance can be pricey; are there less expensive options? Yes. There are a couple of options with a provision for long-term care coverage—life insurance and annuities.