With the ever-changing changing economic landscape of late, and with many considering retirement at age 65, it’s helpful to know what expenses you may need to plan for. Today, we will answer the oft-asked question, “How Much Does Medicare Cost at Age 65?”. Our goal in this article is to help readers turning 65 understand...
Claeys Group Insurance recommends that new Medicare Beneficiaries researching coverage options reach out to an Independent Insurance Agency for best results. TYLER, TEXAS — Claeys Group Insurance Services, LLC, a leading independent insurance agency specializing in Medicare coverage, is urging those exploring Medicare insurance options to consider the many advantages of working with an independent...
Medicare Open Enrollment period kicks off October 15 and continues through December 7. During this time-frame, most Medicare beneficiaries can make necessary changes to their health and drug coverage options. If you missed your Initial Enrollment Period in October or qualify for a Special Enrollment Period, now is your only chance to enroll for Parts...
Selecting the ideal Medicare Supplement plan may seem daunting at first. With ten standardized plans available and coverage varying depending on individual healthcare needs and budget constraints, selecting one may seem impossible. There are 10 Medicare supplement policies, each offering its own set of standardized benefits (plans A through N; Massachusetts, Minnesota and Wisconsin also...
The Challenge of Rising Premiums If you have a Medicare supplement, it is likely because you want great coverage and want to be able to choose your own doctors. Medicare supplements typically offer very good coverage with little or no out-of-pocket cost when you use your supplement. (However, see Which Medicare Supplement Best for You?)...
So, which IS the best insurance company when it comes to a Medicare supplement? The simple answer is: There is NO best insurance company when it comes to a Medicare supplement. Why is that?
Original Medicare has significant gaps of coverage than can leave the person on Medicare with significant out-of-pocket costs. So when one turns 65, he or she may have several options from which to choose to protect himself from those gaps, such as: Employer Coverage that does not work with Medicare, Employer Coverage that does work with Medicare, Medicare Supplements, and Medicare Advantage Plans. It is important to meet with an experienced, objective agent that looks out for your needs in order to provide the best guidance. While it’s nice to have options, those options only benefit you if you choose the best one for your situation. Thus, it is wise to do comparisons on your situation. To make sure you make a wise choice, sit down with an experienced, independent agent (one who represents many insurance companies and plans) who will put you first. For it is only an advantage to have choices if you can make the wisest choice among those options. Happy shopping!
You can save money by changing your Medicare supplement; here is how.
Beware of those who use Medicare to try to scam you through TV commercials, calls, emails, and texts.
Here is when you can change your Medicare supplement and how to make a good choice for your Medicare supplement to save you money.