Disability Insurance provides cash benefits to replace lost income and cover medical expenses. There are two types of Disability Insurance: short-term and long-term. Short-term disability is generally recommended for individuals who are earning a significant portion of the household’s income. This coverage can protect major assets, such as homes and vehicles, from falling into foreclosure in the event the insured individual is forced to stop working.
Long-term disability insurance is designed to protect individuals and families against financial hardship when a loved one requires ongoing medical care, typically as a result of illness. Long-term DI is recommended for individuals entering retirement. Planning for unforeseen circumstances is one of the most important wealth and well-being considerations to make when exiting the workforce.
What we do
- Help select the right coverage and services to meetyour goals.
- Handle all of the legwork involved in obtaining coverage.
- Keep you up to date on changes and notify you when your options have changed.
John is always very professional and handles all the details. I recommend him to all my friends.
John is the absolute best person to provide options for your Medicare Supplement Policy. He provided multiple products... to choose from. He detailed the differences with each Company and answered every question with language I could understand.Any insurance needs I have going forward John Claey will be the person I call.read more
Helped me in navigating the Medicare system. I loved that I never felt rushed and he went over all my options.
John Claeys is an excellent agent through whom to buy insurance. He is entirely knowledgeable in his field and can... answer any question one can ask him. He is also honest and trustworthy. I have known John for many years and went to him as soon as I turned 65 to get my Medicare Supplement.read more
John has been VERY helpful, seeing our needs and suggesting the plan that works for us. Always kind, cheerful, honest,... and gives us his best. A wonderful man to work with on insurance needs.read more
I can’t say enough good things about John Claeys. He made what could have been a confusing process feel simple and... stress-free. He was honest, responsive, and genuinely cared about finding the right plan for me. It’s rare to find someone so dedicated and trustworthy—highly recommended!Thank you John.read more
If you need some advice deciding on what Medicare supplement is best for you, contact John Claeys. He's tremendously... busy but will find time to help you out. We actually did have a bit of a problem getting together as our schedules just didn't jive but finally had a telephone conversation to set up the new MUCH BETTER supplement. He saved me about $50 per month with better coverage. Try John.read more
John explained all my options for Medicare. He answered all my questions and made me feel confident with the plan I... chose. I have recommended him to several friends. His experience with health care is very knowledgeable. Communication is quick and easy. Responds to emails/texts and phone calls.read more
My wife and I, both in our senior years, were trying to find the right medical insurance that fit our needs and budget.... That's when we found John Claeys through an online search, and we're so grateful we did! John took the time to listen carefully to our concerns, explained all the options in simple, easy-to-understand terms, and guided us through the entire process without any pressure or sales tactics. He was incredibly knowledgeable about plans tailored for seniors, including coverage for prescriptions, doctor visits, and potential hospital stays. Thanks to his expertise, we ended up with a policy that gives us peace of mind and saves us money. John's patience and genuine care made what could have been a stressful experience feel straightforward and reassuring. If you're a senior looking for medical insurance advice, I highly recommend John Claeys—he's a true professional who puts his clients first!Thank you, John!read more
For anyone that is needing any help with your Insurance needs John Claeys is the person to get in contact with. It was... time for me to sign up for Medicare. I did not have a clue where to start or what to do with all the different options out there. John walked me through each step and help me pick the right coverage. He even came to my job so I did not have to take off. I highly recommend him !!!read more
Mr.Claeys is a very nice, dependable, and intelligent man. He makes sure you understands everything in detail and... answers any and all your questions with so much patience. He really goes above and beyond with his customers. He even checked to make sure my physician’s was in network with the insurance plan I chose. I was very impressed and appreciative to him.Thank you John Claeys!!read more
John is very professional and concise in presenting information. He takes a sincere interest in the needs of his... clients.read more
John was very kind and explained everything to me in words that I could understand .i would recommend his service to... anyone seeking insurance.read more
Very easy transition into Medicare. John explains to were you can understand and does all the work for you.
genuine care and compassion for clients . Listens and offers plans suitable for each individual. Thank you
John was very prompt in responding to my initial call regarding Medicare and was willing to travel from Tyler to... Longview to meet in person. His knowledge of Medicare and supplemental plans gave me confidence that I have the right coverage and his assistance simplified the signup process.read more
I didn't know how to proceed with my medicare and a supplement so I did a Google search found John he had really good... reviews came out to our house explained everything I needed to know and now my supplement pays the majority of my plan B Medicare very happy we found John as are agentread more
Since retiring, I have come to regard John Claeys Group insurance services as a trusted authority. John's personal... engagement with clients is exceptional, as evidenced by his prompt responses to questions and his ability to resolve issues with insurance providers and the Medicare system. My wife and I feel confident in his service. I highly recommend him to anyone seeking expert insurance guidance. His professional approach and in-person meetings are distinct advantages.Peter C Damronread more
John was a tremendous help with my process of signing up for Medicare. He was patient with my many questions and even... provided step-by-step instructions and links to what I needed to do to sign up. He basically did all of the research to find the best drug and supplement plans for me, and explained all of it in terms I could understand. At the time I called him, I was feeling pretty overwhelmed by the choices. He quickly responded to my emails and calls and knows Medicare inside out. He made a process I was dreading into no problem at all, and I truly appreciated his assistance and his friendly, gracious honesty. I believe he truly cares about the people he is helping and wants the best for his customers. I highly recommend him for anyone who needs help with the Medicare process. Thank you, John!read more
John is very professional & helpful in explaining insurance. He works to get a good price & what will benefit you the... most. I would highly recommend his services.Christine Hancockread more
John Claey is the consummate professional who knows the insurance business inside and out it seems to me based on my... experience and he's been very helpful in setting up my insurance program for secondary Medicaid assistance. It's my good fortune to be associated with him and will continue to do business in the future. Sincerely Harry Milnerread more
Very happy with Mr. Claeys. He is very helpful and got all of our insurance set up. Would definitely recommend his... services.read more
John was very pleasant and helpful with us choosing a great plan that fits our needs!! Highly recommend!!!
I thought I could manage signing up for Medicare myself. But it just raised more questions. John Claeys really helped... me negotiate the process and made it painless! I recommend him to all my friends.read more
The Claeys Group did an exceptional job in setting my wife and myself up for Medicare program! Thank you very much!
Thank you John Claeys for all the information you gave us about the supplemental Insurance. You are the best. If you... need supplemental Insurance I highly recommend John. He is very professional and is very caring about your needs. He strives to get you the best insurance for your needs and at the lowest cost possible.read more
John was very knowledgeable regarding the best insurance for us and setting it all up.
John is always very professional and handles all the details. I recommend him to all my friends.
John is the absolute best person to provide options for your Medicare Supplement Policy. He provided multiple products... to choose from. He detailed the differences with each Company and answered every question with language I could understand.Any insurance needs I have going forward John Claey will be the person I call.read more
Helped me in navigating the Medicare system. I loved that I never felt rushed and he went over all my options.
John Claeys is an excellent agent through whom to buy insurance. He is entirely knowledgeable in his field and can... answer any question one can ask him. He is also honest and trustworthy. I have known John for many years and went to him as soon as I turned 65 to get my Medicare Supplement.read more
John has been VERY helpful, seeing our needs and suggesting the plan that works for us. Always kind, cheerful, honest,... and gives us his best. A wonderful man to work with on insurance needs.read more
I can’t say enough good things about John Claeys. He made what could have been a confusing process feel simple and... stress-free. He was honest, responsive, and genuinely cared about finding the right plan for me. It’s rare to find someone so dedicated and trustworthy—highly recommended!Thank you John.read more
If you need some advice deciding on what Medicare supplement is best for you, contact John Claeys. He's tremendously... busy but will find time to help you out. We actually did have a bit of a problem getting together as our schedules just didn't jive but finally had a telephone conversation to set up the new MUCH BETTER supplement. He saved me about $50 per month with better coverage. Try John.read more
John explained all my options for Medicare. He answered all my questions and made me feel confident with the plan I... chose. I have recommended him to several friends. His experience with health care is very knowledgeable. Communication is quick and easy. Responds to emails/texts and phone calls.read more
My wife and I, both in our senior years, were trying to find the right medical insurance that fit our needs and budget.... That's when we found John Claeys through an online search, and we're so grateful we did! John took the time to listen carefully to our concerns, explained all the options in simple, easy-to-understand terms, and guided us through the entire process without any pressure or sales tactics. He was incredibly knowledgeable about plans tailored for seniors, including coverage for prescriptions, doctor visits, and potential hospital stays. Thanks to his expertise, we ended up with a policy that gives us peace of mind and saves us money. John's patience and genuine care made what could have been a stressful experience feel straightforward and reassuring. If you're a senior looking for medical insurance advice, I highly recommend John Claeys—he's a true professional who puts his clients first!Thank you, John!read more
For anyone that is needing any help with your Insurance needs John Claeys is the person to get in contact with. It was... time for me to sign up for Medicare. I did not have a clue where to start or what to do with all the different options out there. John walked me through each step and help me pick the right coverage. He even came to my job so I did not have to take off. I highly recommend him !!!read more
Mr.Claeys is a very nice, dependable, and intelligent man. He makes sure you understands everything in detail and... answers any and all your questions with so much patience. He really goes above and beyond with his customers. He even checked to make sure my physician’s was in network with the insurance plan I chose. I was very impressed and appreciative to him.Thank you John Claeys!!read more
John is very professional and concise in presenting information. He takes a sincere interest in the needs of his... clients.read more
John was very kind and explained everything to me in words that I could understand .i would recommend his service to... anyone seeking insurance.read more
Very easy transition into Medicare. John explains to were you can understand and does all the work for you.
genuine care and compassion for clients . Listens and offers plans suitable for each individual. Thank you
John was very prompt in responding to my initial call regarding Medicare and was willing to travel from Tyler to... Longview to meet in person. His knowledge of Medicare and supplemental plans gave me confidence that I have the right coverage and his assistance simplified the signup process.read more
I didn't know how to proceed with my medicare and a supplement so I did a Google search found John he had really good... reviews came out to our house explained everything I needed to know and now my supplement pays the majority of my plan B Medicare very happy we found John as are agentread more
Since retiring, I have come to regard John Claeys Group insurance services as a trusted authority. John's personal... engagement with clients is exceptional, as evidenced by his prompt responses to questions and his ability to resolve issues with insurance providers and the Medicare system. My wife and I feel confident in his service. I highly recommend him to anyone seeking expert insurance guidance. His professional approach and in-person meetings are distinct advantages.Peter C Damronread more
John was a tremendous help with my process of signing up for Medicare. He was patient with my many questions and even... provided step-by-step instructions and links to what I needed to do to sign up. He basically did all of the research to find the best drug and supplement plans for me, and explained all of it in terms I could understand. At the time I called him, I was feeling pretty overwhelmed by the choices. He quickly responded to my emails and calls and knows Medicare inside out. He made a process I was dreading into no problem at all, and I truly appreciated his assistance and his friendly, gracious honesty. I believe he truly cares about the people he is helping and wants the best for his customers. I highly recommend him for anyone who needs help with the Medicare process. Thank you, John!read more
John is very professional & helpful in explaining insurance. He works to get a good price & what will benefit you the... most. I would highly recommend his services.Christine Hancockread more
John Claey is the consummate professional who knows the insurance business inside and out it seems to me based on my... experience and he's been very helpful in setting up my insurance program for secondary Medicaid assistance. It's my good fortune to be associated with him and will continue to do business in the future. Sincerely Harry Milnerread more
Very happy with Mr. Claeys. He is very helpful and got all of our insurance set up. Would definitely recommend his... services.read more
John was very pleasant and helpful with us choosing a great plan that fits our needs!! Highly recommend!!!
I thought I could manage signing up for Medicare myself. But it just raised more questions. John Claeys really helped... me negotiate the process and made it painless! I recommend him to all my friends.read more
The Claeys Group did an exceptional job in setting my wife and myself up for Medicare program! Thank you very much!
Thank you John Claeys for all the information you gave us about the supplemental Insurance. You are the best. If you... need supplemental Insurance I highly recommend John. He is very professional and is very caring about your needs. He strives to get you the best insurance for your needs and at the lowest cost possible.read more
John was very knowledgeable regarding the best insurance for us and setting it all up.
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